Online Privacy Policy

Protecting your privacy is very important to us. Since certain types of information are collected about the users of our site, we want you to know what information is collected and how that information is used.

Our Internet privacy policy is as follows and is effective July 1, 2004. As Internet technologies evolve, this policy is subject to change. Any updates will be posted here.

  1. Information We Gather
    Gilsbar, Inc. gathers two types of information about users:
    (A)data that is gathered in the aggregate by collecting page usage and visitation information, and
    (B)data that is collected through voluntary submission on our site in order to provide insurance and financial products and service solutions at our user's request.
    • (A)Non-voluntary Aggregate Information
      Non-voluntary usage information is aggregated web site information such as page usage, hit counts, etc. This information will not provide us with information regarding the identity of users of our site.

      (B)Voluntarily Supplied Individual Information
      In order to assist our users in obtaining insurance and financial products and service solutions, we will collect information relating to an individual. This information can consist of first and last name, address, e-mail address, telephone number, date of birth and social security number.
  2. Use of the Information 
    Information collected in the aggregate is used to measure interest in the various areas of our site. This information helps us determine overall usage patterns and assists us in revising our site's content and performance.Information which is voluntarily supplied will only be used to obtain the insurance and financial products and service solutions requested by our users.
  3. Sharing the Information
    Gilsbar, Inc. does not share information about individuals, except information voluntarily supplied by our users in order to obtain the information and financial products and service solutions requested.
  4. Minors
    A minor is not eligible to use Gilsbar, Inc.'s service nor does Gilsbar, Inc. market products intended for use by minors. We request that minors do not provide us with any personal information. If you are a minor you may use this service only in conjunction with a parent or guardian.


"Gilsbar, Inc." and the names of all Gilsbar, Inc. products and services referenced in the Gilsbar, Inc. site are either trademarks or registered trademarks of Gilsbar, Inc. Other product and company names referenced in the Gilsbar, Inc. site may be the trademarks of their respective owners.


The information contained on the Gilsbar, Inc. site is not intended, nor is it implied, to be a substitute for professional medical advice, professional legal advice, or other professional advice. The information is provided "as is" without warranty of any kind and Gilsbar, Inc. hereby disclaims all warranties and conditions with regard to any information contained on this site, including all implied warranties and conditions of merchantability and fitness for a particular purpose. Gilsbar, Inc. assumes no liability of any kind for the information and data contained in this site or for any decisions made in reliance thereon.

Links To Third Party Sites

Certain links on this site will let you leave Gilsbar, Inc.'s site. The linked sites are not under the control of Gilsbar, Inc. and Gilsbar, Inc. is not responsible for the contents of any linked site or any link contained in a linked site. These links are provided for your convenience, and the inclusion of any link does not imply endorsement by Gilsbar, Inc. of any such linked site.


  1. Acceptance
    By accessing and browsing the ("Gilsbar") web site or by using and/or downloading any content from same, you agree and accept the Terms of Use as set forth below.
  2. Purpose of the web site
    All the materials contained in Gilsbar's web site are provided for informational purposes only and shall not be construed as a commercial offer, a license, an advisory, fiduciary or professional relationship between you and Gilsbar. Gilsbar cannot monitor, verify, warrant, or vouch for the accuracy and quality of the information that may be acquired; thus, no information provided on this site shall be considered a substitute for your independent investigation. The information provided on this web site may be related to products or services that are not available in your country.
  3. Links to Third-Party Web sites
    Links to third-party web sites are provided for convenience only and do not imply any approval or endorsement by Gilsbar of the linked sites, even if they may contain Gilsbar's logo, as such sites are beyond Gilsbar's control. Thus, Gilsbar cannot be held responsible for the content of any linked site or any link contained therein. You may not create on any web site a link to any page of Gilsbar's web site without Gilsbar's prior written authorization, and you acknowledge that framing Gilsbar's web site or any similar process is prohibited. Additionally, Gilsbar assumes no liability for or relating to the delay, failure, interruption, or corruption of any data or other information transmitted in connection with use of this Site.
  4. Intellectual Property
    This web site is protected by intellectual property rights and is the exclusive property of Gilsbar. Any material that it contains, including, but not limited to, texts, data, graphics, pictures, sounds, videos, logos, icons or html code is protected under intellectual property law and remains Gilsbar or third party's property. You may use this material for personal and non-commercial purposes in accordance with the principles governing intellectual property law. Any other use or modification of the content of Gilsbar's web site without Gilsbar's prior written authorization is prohibited.
  5. Warranty and Liability
    All materials, including downloadable software, contained in Gilsbar's web site is provided "as is" and without warranty of any kind to the extent allowed by the applicable law; While Gilsbar will use reasonable efforts to provide reliable information through its web site, Gilsbar does not warrant that this web site is free of inaccuracies, errors and/or omissions, viruses, worms, Trojan horses and the like, or that its content is appropriate for your particular use or up to date, and Gilsbar reserves the right to change the information at any time without notice. Gilsbar does not warrant any results derived from the use of any software available on this site. You are solely responsible for any use of the materials contained in this site. The information contained in this site does not extend or modify the warranty that may apply to you as a result of a contractual relationship with Gilsbar. Gilsbar will not be liable for any indirect, consequential or incidental damages, including but not limited to lost profits or revenues, business interruption, loss of data arising out of or in connection with the use, inability to use or reliance on any material contained in this site or any linked site.
  6. Users' Comments
    Gilsbar does not assume any obligation to monitor the information that you may post on its web site. You warrant that any information, Materials (the term "Material" is intended to cover all projects, files or other attachments sent to us) or comments other than personal data, which you may transmit to Gilsbar through the web site, does not infringe intellectual property rights or any other applicable law. Such information, Materials or comments, will be treated as nonconfidential and nonproprietary. By submitting any information or material, you give Gilsbar an unlimited and irrevocable license to use, execute, show, modify and transmit such information, Material or comments, including any underlying idea, concept or know-how. Gilsbar reserves the right to use such information in any way it chooses.
  7. Modifications of the Terms of Use
    Gilsbar reserves the right to change the Terms of Use under which this web site is offered at any time and without notice. You will be automatically bound by these modifications when you use this site, and should periodically read the Terms of Use.